Reframe LifeStage Insurance

For employer groups and associations

A family of five, dog included!

An age-old problem

Your employees are caught in the middle, financially and emotionally stressed, caring for younger children and their aging parents.

They’re the sandwich generation and represent the majority of working age adults. They have immediate protection needs for their families, but also need a plan to protect their own financial futures. They’re feeling overwhelmed and are looking for solutions.


of employees are stressed about their finances 1

1 in 5

full-time employees are providing long-term care for a family member 2


hours per week in lost productivity for each employee experiencing stress 1


in lost productivity each week for U.S. employers 1

Your employees are looking for options

that can help them adequately prepare for the needs of their family, and their own needs, as they age. They’re especially concerned about the financial aspects of caring for their aging parents while raising a family, and possibly running out of resources to cover the costs of their own care down the road.

This generation wants access to affordable solutions that can provide the financial protection and emotional support they need today, and tomorrow.


of employees expect their employers to offer solutions that can help 1

1. 2022 Wellness Barometer Survey; 2. Working While Caring: A National Survey of Caregiver Stress in the U.S. Workforce, September 2021; Rosalynn Carter Institute for Caregivers.
A family of five, dog included!

An innovative solution

Reframe LifeStage Insurance

As life changes, so do your needs and priorities. Reframe LifeStage insurance anticipates life’s changes – with benefits designed to evolve and grow over time to meet your most important needs at key life stages.

I. Family first

Financial protection for the family is the #1 priority

II. Empty nesting

Focus shifts to maintaining good health and financial security

III. Smart senioring

Having coverage in place to cover care needed as you age is the priority, along with having ample savings to live on

A multicultural family of 4

Coverage for
every stage of life

A unique combination of benefits designed with simplicity, flexibility and innovative features that have you covered – no matter what comes next.

Life Insurance

Life Insurance coverage that puts families first and provides protection designed to grow in value over time.

Long-Term Care Benefits

Cash indemnity benefits give clients the control they want, and the coverage they need.

Cash Value

Can generate supplemental savings that can be used at any time, for any purpose.

A multicultural family of 4

Family Caregiver Support Services

The emotional and financial challenges of a long-term care event are significant. Finding the right care for loved ones can be a complex and confusing process. Combined with managing family needs and work responsibilities, caregivers are often overwhelmed.

That’s why we’re providing a Family Caregiver Support benefit with every policy - free of charge. A dedicated resource that can help caregivers find best solutions for their parents’ care, when the time comes.

Providing caregivers with the tools, resources and the support they need.

A Caregiver Assessment tool
A Caregiver Concierge
A Care Connection database
An Education Center

Let's get started

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